For Buyers Only

Home Ownership - More Affordable than You Think

Buying a home is an emotional decision. Often, people incorrectly assume that they will not qualify for a mortgage due to a variety of reasons. For example, many people believe: - Buying a home requires a 20 percent down payment. - A mortgage will not be approved if there is anything negative on the credit history, no matter how minor. - Owning a home is more expensive than renting.

The facts are quite different. First, there is no required down payment amount, and the down payment can be as low as 3 percent. (100% financing is also available.) Second, credit history is realistically evaluated and consumers have an opportunity to explain any problem areas. Finally, owning a home can actually be less expensive than renting, largely due to the tax advatages available to homeowners.

There are many special first-time buyer programs that can help you obtain a mortgage. These programs include flexible financing options, lenient debt-to-income ratios and low down payments. And, monthly mortgage payments are normally equal to or less than monthly rent payments. All this means that homeownership is attainable. Don't count yourself out.

"How much home loan can I afford?". Having the answer to this question before you start househunting can save you a great deal of time and frustration. Now there's a fast, easy way to find out how much loan you'll qualify for. By filling in our short-form, online application you can be preapproved for a home loan just by answering a few simple questions. It's free and it's available 24 hours a day, 7 days a week. And, you'll have your qualification status by the next business day. Act today and take your first step to homeownership.

To receive your complimentary copy of this special report simply fill in the form below.

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To make sure that we send you the right information for your current situation, please indicate which report you want to receive: If you are planning to make your move in the next 4 months or less, you'll need to organize yourself quickly. However, even within this short time frame, there are many issues you can address. Please order Report #1.

If you think it will be longer than 4 months before you make a move, there are a greater number of issues you can address. Within this longer time frame, the choices that face you are a little broader. Please order Report #2.